Applying for an Esprit Line is simple. Start by choosing the application method that works best for you.

Apply Online
Click here to apply now.

Apply Now

Download an Application
Click here to download an application and fax it to 218-720-3808.

Download Esprit Line Application PDF

Request a Call
If you have any questions about how Esprit can help you live liquid, contact us at anytime.

Within 24 hours of receiving a complete loan application, your Esprit agent will contact you to tell you if you are approved and the amount of the loan for which you qualify. We will also confirm your preference of withdrawing funds by either check or debit card at this time.

Esprit Enterprises is a leading digital financial services company connecting whole life and permanent life insurance policy holders with the most accomplished, credible and licensed insurance agents and financial institutions in the United States. All Esprit loan products are subject to credit and bank approval. Additional terms and conditions may apply. Programs, rates and terms and conditions are subject to change at any time without notice. Minimum line of credit $50,000. Servicing fee of $150 per year. *Consult your tax advisor.